Current Loan Rates

Rates Effective 01-01-2009

Loan Type
Term
Fixed Rates
As Low As - APR*
Personal/Unsecured Loan
Up To 36 Months
10.00 - 20.00%

Secured Non Real Estate Loans
12 - 36 Months
3.99% - 15.74%
Model Year 2005 - Current
37 - 60 Months
4.74% - 17.24%
($20,000 minimum loan amount)
61 - 72 Months
5.99% - 17.49%
($30,000 minimum loan amount)
73 - 84 Months
6.99% - 10.99%

Secured Non Real Estate Loans
12 - 36 Months
4.99% - 16.74%
Model Year 2000 - 2004
37 - 60 Months
5.74% - 18.24%

Secured Non Real Estate Loans
12 - 24 Months
5.49% - 16.99%
Model Year 1996 - 1999
25 - 48 Months
5.99% - 18.49%

First Mortgage Loans
Up To 84 Months
4.74% - 13.74%
 
Up To 180 Months
5.74% - 14.74%

Second Mortgage Loans
Up To 180 Months
6.24% - 17.24%

Home Equity Loans
Up To 60 Months
4.74% - 13.74%

Home Equity Line Of Credit
5 Year Draw With A 10 Year Repayment
Prime +0.75% to Prime +9.75%

Share Secured Loans
Up To 48 Months
Share Rate + 3.00%

Share Certificate (CD) Secured Loans
Up To CD Maturity
CD Rate + 2.00%

Overdraft Loans
Revolving
18.00%

Visa Credit Card - Classic
Revolving
13.50%

Visa Credit Card - Platinum
Revolving
9.90%

     
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*APR = Annual Percentage Rate.
All loans are subject to loan policies on approved credit.
Subject to loan officer discretion.
All loan rates are subject to change without notice.
This credit union is federally insured by the National Credit Union Administration.
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