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 One of the best benefits of being an Idadiv member is
our competitive low loan rates.
Whatever you might need — financing on a new car, a personal loan, a low-rate VISA card—we can help, and in a big way. Idadiv Credit Union offers a full range of low cost loans to qualifying members to meet their borrowing needs. Our Loan Officers are registered with the Nationwide Mortgage Licensing System and Registry at www.nmlsconsumeraccess.org. Always check with your credit union first for the best rates available.
| We offer new and used: |
- Autos
- Trucks
- Motorcycles
- Trailers
- Campers
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- Motor Homes
- Snowmobiles
- Boats
- ATV’s
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| Other loans available
include: |
- Share/Certificate Pledged Loan
- Overdraft Protection/Line
of Credit
- Home Equity
- Debt Consolidation
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- Personal Loans
- Holiday Loans
- Vacation Loans
- Visa Classic Credit Card
- Visa Platinum Credit Card
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| The amount of a loan and
the collateral offered determine the loan repayment
term and the annual percentage rate (APR). For vehicle
loans, the credit union will hold the title as lien
holder until the loan has been repaid. The credit union
requires that the vehicle held as collateral be fully
covered by insurance. |
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| Other great features: |
- No down payment
required--Idadiv finances up to 110% of the purchase
price, including tax and license, with approved credit
- Click
Here to apply 24 hours a day
- Extended
terms available based on the amount financed
- Very
timely decisions for those on the go. In most cases….you
can apply, get approved and disbursed all in the
same day
- Competitive interest rates. Click
Here for current rates.
- Convenient payment methods without
having to write checks - automatic transfers from
an Idadiv savings or checking account, transfers
through Smartline and home banking
- Low-cost Credit
Life and Disability Protection available
- Comprehensive
and affordable GAP and Mechanical Breakdown Protection
available
- Our Loan Officers are registered with the Nationwide Mortgage Licensing System and Registry at www.nmlsconsumeraccess.org
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Equal
Housing Lender 
