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This great new product allows you constant access to your
balance and transaction information on your Idadiv account
regardless of the time of day or day of the week. As
long as you have your cell phone, signal, and have registered
to use the ICU TXT Banking product, you should be good
to go!
There is some general information you will
need to know before getting started. ICU
TXT Banking works on all SMS text enabled cell phones. Once you have registered,
no computer is required, nor is internet access. For your protection, this
product only works if the request is sent from your registered cell phone and
it will only send responses to that registered cell phone. Finally, all
messages sent do not contain any personal information.
To set up this great product,
simply log into your account online at www.idadiv.com and
click on the ICU TXT Banking link on the menu on the left. The system will
walk you through the registration process, but so that you know what to expect,
below is a short list of the steps:
- Read through the Terms and Conditions Disclosure and
accept
- Enter your cell provider and number. Continue.
- You will receive an activation code via a text message
from Idadiv@cutxt.com. Enter
that code in the box. Reply to that message with
the word “ALIAS” in the body of the message. Wait
for a reply and follow the instructions on the screen. Continue.
- Choose a 4 to 9 digit PIN. Confirm. Select
a default account. Continue.
- You’re now registered to use ICU’s TXT
Banking product. Congratulations!
To use ICU TXT Banking, simply send a text message to Idadiv@cutxt.com from
your cell phone. Below is a quick reference list
of the commands needed to receive specific information.
| Command Reference |
To Receive |
Send This Text Message* |
Account Balance |
BAL [your pin] |
Account
History |
HIS [your pin]
[optional type] |
Loan Balance |
LBAL [your pin] [loan number] |
Loan
History |
LHIS [your
pin] [loan number] |
Account Type List |
ACC [your pin] |
Loan List |
LOA [your pin] |
Check Clearing |
CHK [your pin] [check number]
[optional type] |
PIN
Change |
PIN [your pin]
[new pin] |
Transfer of Funds |
TRN [your pin] [from type] [to
type] [amount] |
Payment
on Loan |
PMT [your pin]
[from type] [to loan number] [amount] |
Set Default Account
Type |
SET [your pin] [account type] |
HELP
followed by any code |
HELP [ACC]
[HIS] [LOA] [CHK] [PIN] [ACCL] [LOAL] [TRN] [SET]
or [PMT] |
| |
|
| * Legend |
| account
type - The account type
you would like to use. |
| -
- - - - - - - - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- |
| amount -
The dollar amount of the transfer
or payment. |
| -
- - - - - - - - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- |
| check
number - The check number
you would like to search for. |
| -
- - - - - - - - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- |
| from
type - Your account type
used for the source of funds for
your payment or transfer. |
| -
- - - - - - - - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- |
| loan
number - Your loan number
you would like to query against. |
| -
- - - - - - - - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- |
| new
pin - Your new access
pin you would like to use. |
| -
- - - - - - - - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- |
| optional
type - By default your
message will use the default account
type. Include an account type here
when you would like to use a different
account type. |
| -
- - - - - - - - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- |
| to loan
number - Your loan number
you would like to make a payment
to. |
| -
- - - - - - - - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- |
| to type -
Your account type you would like
to transfer funds to. |
| -
- - - - - - - - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- |
| your
pin - Your current access
pin. |
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